Do you know what you’re supposed to do if this happens?
- Always keep a first aid kit handy.
- Check for injuries.
- Walk on a straight line to ensure there is no brain injury or a concussion.
- In case you or anyone else is injured, call an ambulance at 101.
- Move people with minor injuries away from the accident spot and provide basic first aid.
- Remember, if someone is gravely injured, do not move them around a lot. This might aggravate their condition. Call police if needed.
- Once you’re out of the car, move it to the side of the road so a moving car doesn’t hit you.
- Can’t move your car without a tow truck? Call your insurer’s Road Side Assistance to tow it and take it to the closest network garage.
- Take photographs of:
- The damage caused to yours and others’ cars
- Injuries caused to you and the other victims and
- The location of the accident
- Next, gather information.
- Make a note of:
- Personal details of the driver and the owner
(name, address, email ID, phone number. Driver as well as owner)
- Details of the car
(the make and model of the car and number plate number)
- Insurance Details
(their insurers’ name, number & policy number)
- Never lose your temper, get into an argument, or admit liability- this might invalidate your insurance. If the other driver is being violent, call the police on 100.
- If they don’t arrive in time, go to the nearest police station and file an FIR.
- In case no one is hurt and cars can be driven away safely, you might not want to call the police.
- Next, file your insurance claim:
- Schedule an inspection with the insurance company.
- Share all the evidence and a get a cost estimate
- also always remember to keep your car papers handy
- Get the repairs done and get your car back as good as new!
Above all, remember to drive safe!